Question 1

How quickly can I get coverage?

Accepted Answer

In most cases, you can get insured the same day. Simply fill out our quick quote form and one of our agents will reach out promptly — often within the hour during business hours.

Question 2

What information do I need to get a quote?

Accepted Answer

For most policies you'll need basic personal info, your driver's license number, vehicle details (year, make, model, VIN), and your current insurance history. Our quote forms walk you through everything step by step.

Question 3

Do you work with high-risk drivers or SR22 requirements?

Accepted Answer

Yes — this is one of our specialties. Whether you've had a DUI, multiple violations, or a license suspension, we work with carriers who can get you covered and handle the SR22 or FR44 filing directly with your state.

Question 4

What states do you write policies in?

Accepted Answer

We are licensed to write policies across multiple states. Contact us directly to confirm coverage in your specific state — our agents are happy to help.

Question 5

Can I bundle multiple policies together?

Accepted Answer

Absolutely. Bundling home and auto (or other combinations) often unlocks meaningful discounts. Let us know what coverage you need and we'll find the best bundle options for your situation.

Question 6

What is Montana LLC vehicle registration and do I need insurance for it?

Accepted Answer

Some vehicle owners use a Montana LLC to register their vehicle for tax or registration savings. If you've done this, you still need proper insurance coverage — and we specialize in helping Montana LLC vehicle owners get the right policy.

Question 7

How do I file a claim?

Accepted Answer

Claims are filed directly through your insurance carrier. Once you have a policy, your carrier's claims contact info will be on your ID cards and declarations page. Our agents are also available to guide you through the process if you need help.

Question 8

Is there a cost to get a quote?

Accepted Answer

Never. Quotes are always free and there is no obligation to purchase. We shop multiple carriers to find you the best rate before you commit to anything.